Open Enrollment Ends Soon Dec. 15th

It's open enrollment season for people who buy their health insurance through the Affordable Care Act. After a series of repeal efforts and back-and-forth on the so-called Obamacare at the federal level, there's a lot of confusion to sort out.
Q: Do we still have to buy insurance?
A: There's no longer a penalty for going without insurance. But let's back up here a little. The Affordable Care Act has both carrots and sticks written into it. The carrots are: if you meet certain income requirements you're eligible for potentially loads of subsidies to help you pay for your health insurance; the insurance can't deny you coverage for pre-existing conditions; and, with health insurance purchased at healthcare.gov
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