Business Overhead Expense Disability Insurance
As a small business owner, you are the integral key to success for yourself and your business. You
have spent many years to build a efficient operation with a reliable staff and devoted customers
that keep coming back.
An accident or illness may threaten not only your personal income, but the business itself. If you
suffer an illness or accident and can't work for an extended period of time, how will you find the
resources to keep the doors open, pay your staff and continue to position your business as a
trusted source for its product or service?
A business overhead expense disability policy (BOE) will provide resources to pay your employees,
rent, utilities, maintenance, advertising, taxes and interest on business loans. A BOE policy will
keep you in business if you are sick or hurt and can't work.
The benefit from a BOE policy is based on the expenses of your business, not your personal
income. A benefit will cover up to $ 30,000 per month of regular operating expenses and the
premiums are a tax-deductible business expense. There are also policies that will pay off a
commercial loan, protect your contributions to a qualified retirement plan and help pay the
deductible of your health insurance policy if you are injured in an accident.
We welcome the opportunity to create a disability program for you that will provide the peace of
mind you deserve.
have spent many years to build a efficient operation with a reliable staff and devoted customers
that keep coming back.
An accident or illness may threaten not only your personal income, but the business itself. If you
suffer an illness or accident and can't work for an extended period of time, how will you find the
resources to keep the doors open, pay your staff and continue to position your business as a
trusted source for its product or service?
A business overhead expense disability policy (BOE) will provide resources to pay your employees,
rent, utilities, maintenance, advertising, taxes and interest on business loans. A BOE policy will
keep you in business if you are sick or hurt and can't work.
The benefit from a BOE policy is based on the expenses of your business, not your personal
income. A benefit will cover up to $ 30,000 per month of regular operating expenses and the
premiums are a tax-deductible business expense. There are also policies that will pay off a
commercial loan, protect your contributions to a qualified retirement plan and help pay the
deductible of your health insurance policy if you are injured in an accident.
We welcome the opportunity to create a disability program for you that will provide the peace of
mind you deserve.
