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Critical Illness Insurance for Business Owners

Critical illness insurance is medical insurance that pays a lump-sum benefit upon diagnosis of a 
critical illness or condition. A critical illness insurance payout helps you avoid the financial strain a 
major illness can create so you can focus on your recovery.  The concept was pioneered by Dr. 
Marius Barnard who with his brother Christian preformed the world’s first human heart transplant.


Critical illness insurance gives you the freedom to:
  • Get the treatment you want
  • Spend time with your family and friends
  • Keep your home and other assets

Traditional health insurance is valuable, but often limiting.  Because medical treatment is more 
advanced than ever, it's also more expensive.  People today often experience financial hardship 
because of the medical expenses their health and disability insurance don't cover.  Critical illness 
insurance could be a strong supplement to other health insurance, paying for deductibles and 
coinsurance of your health insurance policy and travel expenses for you and your family if you seek
treatment away from home.  The benefit from a critical illness policy is payable directly to you and 
coverage is not related to any other health or disability policy that you have in place.

Critical illness insurance pays 100% of your maximum benefit amount for:
  • Heart Attack (myocardial infarction)
  • Life-threatening cancer
  • Stroke
  • Alzheimer's disease
  • Major organ transplant
  • Multiple Sclerosis
  • Paralysis
  • Kidney failure
  • Blindness
  • Deafness

To learn more about critical illness insurance and receive a quote, please click here.

To read an endorsement for Critical Illness Insurance from one of our clients, click here. 

Critical Illness Endorsement
Free Quote
Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental, Vision, Accident >
      • Cigna Dental, Vision, & Hearing
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • Robert Pugh
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Alignment Town Hall
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Medicare New Era Event October 13th
    • Blue Ridge Pride Festival
    • Health & Wellness Fair
    • Goombay & YMI
    • Alignment Health Plans
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us