NOT OBAMACARE
An Insurance Alternative to the Marketplace
Health Insurance Premiums are increasing - a lot.
If you are in good health and would receive little or no premium subsidy through the Marketplace
click here --->>> to Consider STMplus - Short Term Medical Plus
Examples
Comparing a Silver $2500 Marketplace plan with a $2500 Short Term Medical plus $2500 supplemental enhancer (STMplus)
Single person late twenties and $35,000 income - The Silver Marketplace premium would be some $435 a month even with subsidy. STMplus =$120 a month
Comparing a Silver $2500 Marketplace plan with a $2500 Short Term Medical plus $2500 supplemental enhancer (STMplus)
Single person late twenties and $35,000 income - The Silver Marketplace premium would be some $435 a month even with subsidy. STMplus =$120 a month
Monthly Savings $315.00
A couple in their early fifties with 2017 income of some $65,000 not eligible for subsidy - Silver plan is $1800.00 monthly. STMplus = $670.00 monthly
Potential Annual Savings = Over $12,000
Call 828.279.4681 or Email Dave Today for Your Option
click here --->>> Short Term Medical Plus
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Choose the plan deductible which best meets your needs and budget.
Copays for Urgent Care, ER and Doctor visits available.
"Plus" reduces Out-of-Pocket costs due to accident, injury or covered hospital stay or diagnosis of cancer or heart attack.
Copays for Urgent Care, ER and Doctor visits available.
"Plus" reduces Out-of-Pocket costs due to accident, injury or covered hospital stay or diagnosis of cancer or heart attack.
The Caveats:
Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions - any treatments, diagnosis, consultations - within the last 12 months may not covered. Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.
Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not meet the requirements for coverage under the ACA. So you may be subject to additional federal income tax when you file your 2017 tax return. To get an estimate of this ACA Penalty Calculator
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you. Thank You. - Dave Trout
Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions - any treatments, diagnosis, consultations - within the last 12 months may not covered. Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.
Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not meet the requirements for coverage under the ACA. So you may be subject to additional federal income tax when you file your 2017 tax return. To get an estimate of this ACA Penalty Calculator
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you. Thank You. - Dave Trout
Give Dave a call: 828.279.4681
