Trout Insurance Services
  • HOME
  • Coverage
    • Home & Auto Insurance >
      • Limits
    • Life Insurance
    • MyChoice
    • Health Insurance 2019
    • ObamaCare
    • Short Term
    • All Medicare Plans
    • Social Sec Replacement
    • Accident Supplemental
    • Dental Insurance - Cigna
    • Pet Insurance
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • Vision Insurance
    • Insurance "Plus" >
      • Critical Illness & Hospital Confinement
      • Dental Blue - DT
      • Life Insurance
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews >
      • Trout Insurance Endorsements
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2019
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2019

NOT OBAMACARE

An Insurance Alternative to the Marketplace

Health Insurance Premiums are increasing - a lot.

If you are in good health and would receive little or no premium subsidy through the Marketplace
click here --->>> to Consider ​  STMplus - Short Term Medical Plus

Examples

Comparing a Silver $2500 Marketplace plan with a $2500 Short Term Medical plus $2500 supplemental enhancer (STMplus)

Single person late twenties and $35,000 income - The Silver Marketplace premium would be some $435 a month even with subsidy.  STMplus =$120 a month
Monthly Savings $315.00
A couple in their early fifties with 2017 income of some $65,000 not eligible for subsidy - Silver plan is $1800.00 monthly. STMplus = $670.00 monthly
Potential Annual Savings = Over $12,000

Contact Dave
Call  828.279.4681  or Email Dave Today for Your Option

click here --->>>  Short Term Medical Plus

from
Picture
Choose the plan deductible which best meets your needs and budget.
Copays for Urgent Care, ER and Doctor visits available.

"Plus" reduces Out-of-Pocket costs due to accident, injury or covered hospital stay or diagnosis of cancer or heart atta
ck.
Picture
The Caveats: 

Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions -  any treatments, diagnosis, consultations - within the last 12 months may not covered.  Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered. 

Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not  meet the requirements for coverage under the ACA.  So you may be subject to additional federal income tax when you file your 2017 tax return.   To get an estimate of this     ACA Penalty Calculator
 
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you.  Thank You.  - Dave Trout
Picture
Give Dave a call: 828.279.4681 
Email Dave

Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
dtroutinsurance@aol.com

    Subscribe!

Subscribe to Newsletter
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 
Privacy Notice Statement  | Privacy Policy
Picture
Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jan Trout, Jessica Cody and Jeremy Sheridan are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jan Trout specializes in Medicare Products. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare 
...


  • HOME
  • Coverage
    • Home & Auto Insurance >
      • Limits
    • Life Insurance
    • MyChoice
    • Health Insurance 2019
    • ObamaCare
    • Short Term
    • All Medicare Plans
    • Social Sec Replacement
    • Accident Supplemental
    • Dental Insurance - Cigna
    • Pet Insurance
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • Vision Insurance
    • Insurance "Plus" >
      • Critical Illness & Hospital Confinement
      • Dental Blue - DT
      • Life Insurance
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews >
      • Trout Insurance Endorsements
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2019
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2019