BIG NEWS FOR 2023 MARKETPLACE PLANS

New Companies & More Savings!
 In 2022, we had a number of new insurance companies join BCBSNC in our area of North Carolina. Friday Health & Aetna CVS in particular. For 2023 –  142 Plans Available. Plans have all gotten better and more competitive. With inflation and rising prices – THIS IS THE YEAR TO SHOP YOUR COVERAGE
Family Glitch Fixed!
​​IF You have a Family 
       ​AND If YOU have a Employer based / Group Insurance Plan.
​            AND  if That plan was considered “ Affordable “ for YOU as employee only 
                    AND That plan was NOT affordable for the Whole Family 
​                             NOW You have New Options for Your Family
Increased Subsidies Continuing!
Premiums and Subsidies change each year. Important: review your 2023 numbers. And No Income Cap: Premium Discounts are calculated as a percentage of your Total household Income. Now, if you make more money – Great. Your subsidy will be reconciled to the actual income. 
NOW, MORE TIME TO DECIDE
For this year- the enrollment period has been extended to January 15, 2023. Apply or renew your policy by December 15 - your new coverage will begin on January 1, 2023. 
If you need more time to decide, circumstances changed, or you just plain forgot- apply by January 15th for February 1st effective. 
"Trout Insurance is the very best - seriously, look no further! Dave Trout has been exceedingly helpful throughout all my experiences with with Trout Insurance. As a matter of fact, when I originally contacted him a couple years ago, he listened to me talk about my situation and then gave me advice to not try to get additional insurance at that time.  This turned out to be the very best advice for me in that moment and showed me that Trout Insurance consistently operates with integrity and a goal to always ho what's best for their clients. When my financial situation changed, I went back to Trout and , once again, asked Dave for his help. He found a perfect insurance option for me and has been on the ball about following up even after I got the insurance, as my financial situation has changed changed due to COVID. It is incredibly comforting and feels really good to know he's in my corner and that I don't have to worry about figuring this stuff out on my own. He is fantastic at explaining the important aspects of the health insurance marketplace and has been upfront with me, while maintaining kindness and compassion. I feel so very luck to have the best local insurance agency by my side."

​                                                                                                   - Kylie Birdsong

HAVE QUESTIONS About Your Subsidy & Tax Return?

 Call us for your Insurance Quote
​
​828.279.4681

​We look forward to speaking with you! 
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