Trout Insurance Services
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cont'd...
8 Things Accountants need to tell their Clients about Health Reform

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Married? Must file jointly

If a couple is married - they must file jointly to receive the subsidy, even if only one person is applying for coverage thru the Marketplace. And the entire household income must be used to calculate their MAGI.  For same-gender couples - they also must file jointly.  The subsidy will not apply to child only coverage.

What the Tax Credit is Based On

The tax credit is calculated based on the maximum percentage of household income an eligible tax payer should pay for health insurance.  This percentage is applied to the “baseline Silver plan” which may vary by age and zip code. The resulting  tax credit -  a set dollar amount - may then be applied to any plan chosen.

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Reduced Cost Sharing

In addition to premium discount, folks with incomes between 100 – 250% of FPL  will quality for “reduced cost sharing” on Silver plans. These plans have lower co-pays, deductibles and out of pocket limits.
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Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
dtroutinsurance@aol.com

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Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jan Trout, Jessica Cody and Jeremy Sheridan are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jan Trout specializes in Medicare Products. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare 
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  • HOME
  • Coverage
    • Home & Auto Insurance >
      • Limits
    • Life Insurance
    • MyChoice
    • Health Insurance 2019
    • ObamaCare
    • Short Term
    • All Medicare Plans
    • Social Sec Replacement
    • Accident Supplemental
    • Dental Insurance - Cigna
    • Pet Insurance
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • Vision Insurance
    • Insurance "Plus" >
      • Critical Illness & Hospital Confinement
      • Dental Blue - DT
      • Life Insurance
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews >
      • Trout Insurance Endorsements
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2019
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2019