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Critical Illness Insurance for Business Owners

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​Critical Illness Insurance for Business Owners

Critical illness insurance is medical insurance that pays a lump-sum benefit upon diagnosis of a critical illness or condition. A critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. The concept was pioneered by Dr. Marius Barnard who with his brother Christian preformed the world’s first human heart transplant.

Critical illness insurance gives you the freedom to:
  • Get the treatment you want
  • Spend time with your family and friends
  • Keep your home and other assets

Traditional health insurance is valuable, but often limiting.  Because medical treatment is more advanced than ever, it's also more expensive.  People today often experience financial hardship because of the medical expenses their health and disability insurance don't cover.  Critical illness insurance could be a strong supplement to other health insurance, paying for deductibles and coinsurance of your health insurance policy and travel expenses for you and your family if you seek treatment away from home. The benefit from a critical illness policy is payable directly to you and coverage is not related to any other health or disability policy that you have in place.

Critical illness insurance pays 100% of your maximum benefit amount for:
  • Heart Attack (myocardial infarction)
  • Life-threatening cancer
  • Stroke
  • Alzheimer's disease
  • Major organ transplant
  • Multiple Sclerosis
  • Paralysis
  • Kidney failure
  • Blindness
  • Deafness

To learn more about critical illness insurance and receive a quote, please click here.

To read an endorsement for Critical Illness Insurance from one of our clients, click here. 

Critical Illness Endorsement
Free Quote
Trout Insurance Services

Monday - Friday
9:00am - 5:00pm & by appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

[email protected]
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
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“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
  • Insurance
    • Home & Auto Insurance >
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • Health Insurance 2026
      • ACA Open Enrollment 2026
      • The Hulk - Max Your Money
      • Iron Man - The Right Insurance
      • Thor - Supplemental Plans
      • Super Citizen - Take Charge
      • Health Savings Account - HSA
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
    • Critical Illness & Hospital Confinement
    • Dental Blue - DT
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Discover Your Options
    • Independent Home & Auto
    • 50 Plus
    • Tales of Whoa
    • Employee Success
    • Fifty Plus
    • Blog
    • YouTube Channel
    • Client Center
    • Thank You
    • Reviews
    • Alignment's 5-Star Switch
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • BCBS Online Setup
      • APTC Income 2025 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
    • Blue Star Benefits
  • Community
    • Weaverville Tailgate Market
    • Music on Main
    • WNC Strong
    • Fishbowl- Yellow Mug
    • Built to Last
    • Candlelight Stroll
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Mural on Main Street
    • YMI Winter Coat Drive
    • Blue Ridge Pride Festival
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
  • Contact Us