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Disability Insurance

Disability Insurance

Your most important asset is not your home, your car, your jewelry or other possessions; it’s your ability to earn a living.  Think about it; all of your plans for the future, from buying a home to putting your kids through college to building a retirement nest egg, are based on the assumption you will continue to earn a paycheck until you retire.  What would happen if those paychecks stopped? That is where disability insurance comes in.  Disability insurance provides an income to you and your family if you are unable to work because of illness or injury.
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You are 7 to 10 times more likely to suffer an incapacitating illness or injury than premature death. Think about how much you earn in a year and what that would be over a lifetime.  The financial consequences of a lengthy disability could literally cost you millions.  A twenty five year old individual who makes $50,000 a year and suffers a permanent disability could lose $3.8 million in future earnings.  You don’t hesitate to insure your home, car and other valuable possessions, so doesn't make sense to insure something that is much more valuable than all those things?
​

In addition to replacing your income, disability insurance can pay the fixed overhead expenses of your business, pay off a commercial loan and fund a retirement program.  There is a disability policy available to address each of these specific needs.  

To learn more about disability insurance and receive a quote, please click here.
Free Quote
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DISABILITY INSURANCE CALCULATOR
Trout Insurance Services

Monday-Friday
8:30am-6pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681

Fax: 1.888.221.4842
​
contact@troutinsurance.com
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Trout Insurance is a Full Service Independent Insurance Agency Based in WNC. 
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 

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  • Coverage
    • Home & Auto Insurance
    • ACA-2021
    • Health Insurance 2021
    • Medicare
    • AARP - Hartford
    • Life Insurance
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • Dental, Vision, Accident
    • Health Insurance 2020
    • Employee Benefits
    • Business Owners >
      • Employee Benefits
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • About Us
    • Our Story
    • Dave Trout >
      • DT Landing
    • Jessica Cody >
      • JC Landing
    • Jeremy Sheridan >
      • JS Landing
    • Jennifer Trout
    • Jan Trout
    • John Phillips >
      • JP Landing
    • Steve Dillingham
  • Reviews
  • Client Center
    • Client Center
    • Resources >
      • Insurance Partners
      • Lost Subsidy
      • 2019 Verification-a
      • Renewal 2020
      • Privacy Policy
      • BCBS Online Setup
      • APTC Income 2021 & Tax Form 1040
      • Asheville Homesharing
  • Community
    • Music on Main
    • Manna Fundraiser
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
  • Blog
  • Contact Us