TROUT INSURANCE SERVICES
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Accident  Plans

Your family, their future, and their security are your main priorities. You've built a strong foundation to build that on, but what would happen if half, or all of that foundation was to be weakened? Would your family be able to maintain their standard of living if you were unable to work due to injury from an accident? Accident plans are designed to protect you and your family when a qualifying injury occurs. 

Coverage When You Need It

Accidents can and do occur. Whether you have an active lifestyle or just work around your house, a small accident can lead to big medical costs if you have to visit a doctor or experience a loss of income. Accident plans are a simple and affordable safeguard to keep medical costs from creating serious financial strain. Focus on your recovery, not your bills. 

Example: A Family of 4 (Ted (38), Carol (36), Michael (12), and Ellie (9)) are active, healthy, and on a Low Premium/ High-Deductible Health Insurance Plan. Ted enrolled his family in an Accident Plan that helps cover emergency medical expenses. Their UHOne Accident Expense Guard Plan, with a $10,000 per person benefit, for $64 per month. 


One day - while on a ladder, cleaning the gutters, a sudden gust of high wind causes Ted to lose his balance and fall from the ladder. Ted has been admitted to the hospital with a broken arm, and a concussion, and received a hospital bill of $8000 upon leaving. 


Ted's $10,000 accident policy benefit will cover the $7500 deductible, plus any other expenses not covered under Ted's Health Insurance plan. Ted can rest easy and focus on recovering while the insurance pays for his medical expenses. ​
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​The Benefits of Owning An Accident Policy:
  • Helps cover expenses if you miss work.
  • Can be used to cover high medical deductibles.
  • Help Pay Medical Expenses.
  • Peace of Mind When Accidents Occur. 

Get a Quote

Or Call: 828-279-4681
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Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Accident Plans
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout >
      • The "Dave's"
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Newsletter
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Weaverville Primary Spring Fling
    • Alignment's 5-Star Switch
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Blue Ridge Pride Festival
    • Goombay & YMI
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us