TROUT INSURANCE SERVICES
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Keeping Your Family & Finances Covered from the Unexpected

​Coverage when you need it

We all know that accidents and serious illnesses can happen at any time. That’s why you have insurance.
Your insurance plan will most likely have a deductible to meet when you go to the ER or have an inpatient or outpatient procedure. For many health insurance plans, the deductible can be anywhere from $2500 - $7500, or more if you have a family plan, before your benefits begin. 

​Working together, we can help control and mitigate this financial risk.

The Benefits of Owning An Accident Plan:
  • Benefits are often paid directly to the insured.
  • Coverage for individuals and families. 
  • Affordable Monthly Premiums
  • Can be used to cover high medical deductibles and Maximum Out-of-Pocket limits. 
  • Works well with traditional health insurance, regardless of the carrier
  • Less stress when accidents or illnesses occur. 
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  Call: 828-279-4681 to speak with an agent.

UHOne Accident ProGuard

Accident Plans and Critical Illness Plans add an extra layer of coverage to your existing policy. We all experience daily risks, even if we're not aware of it. As an extra safeguard, the right supplementary accident or illness plan can mitigate the strain of experiencing an unfortunate accident. These plans pay you directly for covered medical claims associated with an accident or injury, and can be structured to cover all or part of your health insurance plan's deductible or out-of-pocket maximum.
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Example: Bob purchased a plan with a $ 10,000 benefit per incident, annually. He falls off the roof and breaks his arm. The trip to the ER and other expenses cost $5000 out-of-pocket. This supplement coverage Bob has at $13.95 monthly ( he is 35) will issue Bob $5,000 to cover the medical costs.
​ He is all set and still has $5000 in benefits for the year. 


 Self-Service Quote from UHOne

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Contact An Agent For A Quote

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  Call: 828-279-4681 to speak with an agent.

​Stuff Happens -  We are there for You.

Trout Insurance Services

Monday-Friday
9:00am - 5:00pm & by appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

[email protected]
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
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“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
  • Insurance
    • Home & Auto Insurance >
      • Home & Auto Intro
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • Health Insurance 2026
      • ACA 2025 Checklist
      • Blue Cross Blue Shield Customer Services
      • Aetna/CVS Customer Services
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fifty Plus
    • Fixing the ACA "Family Glitch"
    • Medicaid Expansion
    • Client Center
    • Newsletter
    • Thank You
    • Reviews
    • Blog
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • No Income Cap
      • ACA Income Verification
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
  • Community
    • WNC Strong
    • Fishbowl- Yellow Mug
    • Built to Last
    • Candlelight Stroll
    • Music on Main
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Understanding Medicare 2024
    • Mural on Main Street
    • Alignment's 5-Star Switch
    • YMI Winter Coat Drive
    • Employer Networking w/ Just Economics
    • Blue Ridge Pride Festival
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
    • Back to School
  • Contact Us