Business Overhead Expense Disability Insurance

As a small business owner, you are the integral key to success for yourself and your business. You have spent many years to build a efficient operation with a reliable staff and devoted customers that keep coming back.

An accident or illness may threaten not only your personal income, but the business itself.  If you suffer an illness or accident and can't work for an extended period of time, how will you find the resources to keep the doors open, pay your staff and continue to position your business as a trusted source for its product or service?  

A business overhead expense disability policy (BOE) will provide resources to pay your employees, rent, utilities, maintenance, advertising, taxes and interest on business loans.  A BOE policy will keep you in business if you are sick or hurt and can't work.  

The benefit from a BOE policy is based on the expenses of your business, not your personal income.  A benefit will cover up to $30,000 per month of regular operating expenses and the premiums are a tax-deductible business expense.  There are also policies that will pay off a commercial loan, protect your contributions to a qualified retirement plan and help pay the deductible of your health insurance policy if you are injured in an accident.

We welcome the opportunity to create a disability program for you that will provide the peace of mind you deserve.  

To learn more about Business Overhead Expense Disability Insurance and receive a quote, please click here.
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