Your Employees – Your Greatest Asset for Success
Here at Trout Insurance, we have worked with employers of all sizes and most occupations since 1999. In all those years, a Single True Fact emerges: Your Employees, Staff, Workforce, Human Resources - whatever you choose to call it - are Your Greatest Asset for Success. Developing an effective program of benefits will take your business to the next level. We have NEW Opportunities to Enhance Your Program.
Family Glitch Fixed - Coverage For Dependents
As of November 1, 2022, spouse & dependents may qualify for Premium Tax Credits thru the Health Insurance Marketplace if their offer of family coverage thru their employer is determined to be “unaffordable” as compared to their unique family income. For all our best intentions to develop an effective employee plan, some employees can't afford to cover the whole family. We can review your employees’ unique situation to see if they would benefit from this option.
BOTTOM LINE: Employees whose families have more secure coverage will be more productive and bring you more profit.
BOTTOM LINE: Employees whose families have more secure coverage will be more productive and bring you more profit.
Staff With The Marketplace Blues
During the last several years, we have seen the biggest changes ever in health insurance thru the ACA Marketplace. For 2023, consumers will see 142 plan options. Their premium discounts have increased slightly, BUT the insurance premiums for many plans have increased 8 – 20 %. We have been working as certified Marketplace brokers since Day One back in 2013 when the website crashed every 30 seconds. As independent brokers, we provide a resource to your employees to choose the best plan for them and their family.
BOTTOM LINE: Employees who have less stress and confusion work better every single day.
BOTTOM LINE: Employees who have less stress and confusion work better every single day.
Beyond Just Medical...
Dental, Vision Accident, Hospital Indemnity, Critical Illness & Life Insurance plans are all very important to a productive staff. These may be employer paid, voluntary, or some combination. A new, very popular option is a monthly amount of premium support; then the employee may choose the benefit most important for them and their family.
We have found the program offered thru ALLSTATE Benefits to be a superior option when comparing benefits and cost. They offer dedicated plans and simplified enrollment & administration for your unique business.
BOTTOM LINE: Stronger recruitment and retention of employees.
We have found the program offered thru ALLSTATE Benefits to be a superior option when comparing benefits and cost. They offer dedicated plans and simplified enrollment & administration for your unique business.
BOTTOM LINE: Stronger recruitment and retention of employees.
Getting the Payroll Out
Payroll and HR are like going to the dentist - Necessary but No Fun. We have partnered with Paylocity to help our employer’s manage and simplify all their employees’ weekly, monthly and annual administration of these dollars.
BOTTOM LINE: Discounted Fees for clients of Trout Insurance
BOTTOM LINE: Discounted Fees for clients of Trout Insurance
Group Insurance Expertise
Jeremy Sheridan is our lead agent for Group Health and Employee Benefits. With 18 years of experience and expertise, Jeremy is an extremely knowledgeable and dedicated insurance professional. As Jeremy says “At Trout Insurance, we work with a variety of insurance companies, so we can offer the best plans and premiums for each line of coverage. You determine the amount of Tax-Free Benefit Dollars to offer. Plans are voluntary, the employees choose what works for them, and you as the business owner receive just one invoice for all the plans chosen. Administration is online and easy."
And as his clients say "Jeremy has gone above and beyond to help me with all of my health insurance questions and set my company up with a great plan. Wonderful folks! Thank you for all of your help!"
-Alex Love
BOTTOM LINE: We work for you to create Value and Retention. This equals More Profit.
And as his clients say "Jeremy has gone above and beyond to help me with all of my health insurance questions and set my company up with a great plan. Wonderful folks! Thank you for all of your help!"
-Alex Love
BOTTOM LINE: We work for you to create Value and Retention. This equals More Profit.
Jeremy Sheridan, Lead Agent for Group Health & Employee Benefits
Shared Community Values
We at Trout Insurance are and have been members of a variety of community organizations dedicated to economic growth and prosperity for your friends and neighbors in WNC. Currently Jeremy Sheridan serves on the board of the Weaverville Business Association and Jessica Cody is on the finance committee. Trout Insurance won the Customer Service Award from the Asheville Chamber and Dave Trout served on the board of Mountain BizWorks. We partner with ABTech Business Incubator and Western Women Business Association.
AND – we are a proud supporter of JUST ECONOMICS and their advocacy of a Living Wage. Companies that pay their employees well are not only increasing the standard of living for their employees but also sustaining the prosperity of the entire region.
BOTTOM LINE: It is the RIGHT thing to DO.
AND – we are a proud supporter of JUST ECONOMICS and their advocacy of a Living Wage. Companies that pay their employees well are not only increasing the standard of living for their employees but also sustaining the prosperity of the entire region.
BOTTOM LINE: It is the RIGHT thing to DO.
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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