TROUT INSURANCE SERVICES
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Disability Income Insurance for Business Owners

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Your most important asset is not your home, your car, your jewelry or other possessions; it’s your 
ability to earn a living.  Think about it; all of your plans for the future, from buying a home to putting 
your kids through college to building a retirement nest egg, are based on the assumption you will 
continue to earn a paycheck until you retire.  What would happen if those paychecks stopped?  
That is where disability insurance comes in.  Disability insurance provides an income to you and 
your family if you are unable to work because of illness or injury.

You are 7 to 10 times more likely to suffer an incapacitating illness or injury than premature death. 
Think about how much you earn in a year and what that would be over a lifetime.  The financial 
consequences of a lengthy disability could literally cost you millions.  A twenty five year old 
individual who makes $50,000 a year and suffers a permanent disability could lose $3.8 million in 
future earnings.  You don’t hesitate to insure your home, car and other valuable possessions, so 
doesn't make sense to insure something that is much more valuable than all those things?

In addition to replacing your income, disability insurance can pay the fixed overhead expenses of 
your business, pay off a commercial loan and fund a retirement program.  There is a disability policy 
available to address each of these specific needs.  

If you are a member of the Asheville Area Chamber of Commerce, you may qualify for discounts on
your disability insurance premiums and a higher disability benefit.  

To learn more about disability insurance and to receive a quote, please click here.
Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Accident Plans
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout >
      • The "Dave's"
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Newsletter
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Weaverville Primary Spring Fling
    • Alignment's 5-Star Switch
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Blue Ridge Pride Festival
    • Goombay & YMI
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us