TROUT INSURANCE SERVICES
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AIR - Asheville  
"Ala Minute" Insurance  

Trout Insurance is happy to offer employees of  AIR member restaurant supplemental insurance coverage.  

These policies offer expanded protection beyond regular health insurance and the benefits are paid directly to you.​

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"Ala Minute" Benefits Available ​


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 -  Colonial Life 
  • Accident Coverage with all riders available 
  • Term life, Whole Life, Universal Life Coverage 
  • Cancer Coverage
  • Critical Illness Coverage
  • Medical Bridge Coverage

These plans would be " direct pay "  by the employee.

No payroll deduction by the restaurant itself required.  

The premiums for this insurance are the same as if payroll deduction.  We can offer this option if 10 or more employees of the restaurant where they are employed chose to take a  plan. 

Individual payment by employees is available  via bank draft, quarterly, semi-annual or annual pay. Coverage is available on employee spouse and children.  All plans are 
portable at the same rate if the employee  leaves employment.​

HealthCare 2016

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Enroll & Renew in just 5 Minutes
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Our Express Lane Enrollment  will allow you to review all the plans offered in your area and preview your 2016 premium discount tax credit.  We will enroll or renew your coverage thru our new software with ACA Express in just minutes.

HealthCare 2016 Checklist

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Please complete the CHECKLIST and submit to us.  This will help us evaluate how you use health care and especially your doctors;  checking if they are ' In-Network' so we may choose the most effective plan.

Prior to the last 16 years as an insurance broker,  Dave Trout was a 25 year veteran of the restaurant and hotel business. Starting his career in Tampa, Fl, Dave trained as a classical European chef working Andre Touboul, now at the Cordon Bleu Culinary Institute. Dave has worked in mid size restaurants in Florida and Georgia; Executive chef at Saddlebrook Resort, Hilton, Sheraton and resort hotels. A restaurant owner himself for a time, locally Dave worked with Biltmore Farms at the old Criterion Grill, The Savoy and with Fine Friends which evolved into M7 Events.  Dave worked with forefather of AIR --  the Culinary Showcase, co chairing the event for it's last four years.  He has lived your life for years and understands the needs and values of folks in hospitality.
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Trout Insurance Services

Monday-Friday
9:00am - 5:00pm & by appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

[email protected]
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
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“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
  • Insurance
    • Home & Auto Insurance >
      • Home & Auto Intro
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • ACA 2025 Checklist
      • Blue Cross Blue Shield Customer Services
      • Aetna/CVS Customer Services
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Medicaid Expansion
    • Client Center
    • Newsletter
    • Thank You
    • Reviews
    • Blog
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • No Income Cap
      • ACA Income Verification
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
  • Community
    • Built to Last
    • Candlelight Stroll
    • Music on Main
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Understanding Medicare 2024
    • Mural on Main Street
    • Alignment's 5-Star Switch
    • YMI Winter Coat Drive
    • Employer Networking w/ Just Economics
    • Blue Ridge Pride Festival
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
    • Back to School
  • Contact Us