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Trout Insurance Blog

Open Enrollment Ends Soon Dec. 15th

11/27/2018

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It's open enrollment season for people who buy their health insurance through the Affordable Care Act. After a series of repeal efforts and back-and-forth on the so-called Obamacare at the federal level, there's a lot of confusion to sort out.
Q: Do we still have to buy insurance?
A: There's no longer a penalty for going without insurance. But let's back up here a little. The Affordable Care Act has both carrots and sticks written into it. The carrots are: if you meet certain income requirements you're eligible for potentially loads of subsidies to help you pay for your health insurance; the insurance can't deny you coverage for pre-existing conditions; and, with health insurance purchased at healthcare.gov
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Haywood Regional launches helpline to assist medicare beneficiaries in health plan selection

11/6/2018

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Haywood Regional announced the launch of a toll-free helpline designed to help Medicare beneficiaries select a health plan that fits their needs and budget while also keeping in-network access to the doctors and hospital services they trust.
The new toll-free helpline, run by MedicareCompareUSA, connects callers with local licensed agents who can assist in comparing Medicare Advantage, Supplement and Prescription plans and then facilitate enrollment in the plan selected.
Through this program, it will be easier for Medicare beneficiaries to find a plan that is in-network with Haywood Regional and its affiliated doctors. Patients can access the helpline through a link on the hospital’s website MyHaywoodRegional.com/Medicare or by calling 855-582-5181.


“Seniors are bombarded with confusing messages from competing health plans and options, and this is especially true for those just turning 65 and becoming eligible for Medicare for the first time,” said Rod Harkleroad, CEO, Haywood Regional. “This helpline is a one-stop resource for insurance information, so seniors can be confident in the selections they make.”
In addition to providing assistance throughout the plan application and enrollment process, agents of MedicareCompareUSA can provide an annual review of an enrollee’s Medicare coverage during Medicare’s annual enrollment period.
Doing so assures that beneficiaries have the information they need to proactively select a plan that best meets their specific needs, preferences and budget while retaining continuity of care with their providers.
Harkleroad points out that Haywood Regional is not in-network with all insurance options or health plans, and contractual relationships may change on an annual basis.
If a patient enrolls with a health plan with which Haywood Regional does not have a contract, they may experience increased out-of-pocket expenses for receiving care from the doctors they know and trust.
Haywood Regional Medical Center, a Duke LifePoint Hospital, is located in Haywood County and offers a comprehensive array of services, including orthopedics, spine services, cardiology, general surgery, women's care, emergency medicine, behavioral health and includes 12 multi-specialty physician clinics.
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Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
dtroutinsurance@aol.com

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Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jan Trout, Jessica Cody and Jeremy Sheridan are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jan Trout specializes in Medicare Products. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare 
...


  • HOME
  • Coverage
    • All Medicare Plans
    • Health Insurance 2020
    • Short Term
    • Home & Auto Insurance
    • Life Insurance
    • Social Sec Replacement
    • Dental Insurance - Cigna
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • ObamaCare
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Steve Dillingham
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2020
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2020
  • Music on Main
  • Manna Fundraiser
  • AFLAC
  • Privacy Policy
  • BCBS Online Setup