TROUT INSURANCE SERVICES
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Dental Insurance

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We are happy to offer this Individual &  Family  Dental Plan from Cigna.  This is the strongest dental plan we have ever seen - very similar to one offered through an employer.

​Key Features
  • $1,500  Annual Benefit -  More value than most other plans
  • Affordable -  Premiums for Western NC     
- For Single Adult 18-59
- Add a Spouse  18-59
- Add a child (under 24)
- Adults 60+
$ 28.00 monthly
$ 52.00 monthly
$ 76.00 monthly
$ 36.00 monthly
Click Here to Apply and Enroll 
DOWNLOAD BROCHURE
CIGNA DENTAL 1500
cigna-dental-1500-nc.pdf
File Size: 148 kb
File Type: pdf
Download File

Preventive: You pay $0
Basic: You pay 20% of the provider’s contracted fee (after deductible)
Major: You pay 50% of the provider’s contracted fee (after deductible)
Orthodontia: You pay 50% of the provider’s contracted fee (after separate lifetime deductible)Preventive: You pay $0


  • Orthodontia covered on the 1500 plan -  $1000  benefit -  Great for Kids - Smile Starters are in-network.
  • Waiting Period Waived if you have 12 months of continuous prior dental coverage - you must have an effective date within 63 days of termination of prior coverage.  NO new waiting period for minor or major or preventative treatments.
  • ​Best Value if you use an In-Network dental Provider with Cigna DPPO -  see list attached .  Please check with any out of network provider if they accept Cigna reimbursement schedule

DENTAL PLANS

CLASS I: Preventative Diagnostic Services

  • Oral Exams
  • Routine Cleanings
  • Rountine X-Rays
  • Fluoride Treatment
  • Sealants
  • Space Maintainers (non-orthodontic)

CLASS II:  Basic Restorative Services

  • Fillings
  • ​Non-Routine X-Rays

CLASS III:  Major Restorative Services

  • Crown & Inlays
  • Root Canal Therapy/Endodontics
  • Major/Minor Periodontics
  • Relines, Rebases
  • Adjustments
  • Repairs - Bridges & Dentures
  • Dentures/Partials/Bridges

List of Dentists within a 40 mile radius

dentist_dppo_in_network_as_of_10.23.18__1_.pdf
File Size: 142 kb
File Type: pdf
Download File


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Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • Robert Pugh
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Alignment's 5-Star Switch
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Medicare New Era Event October 13th
    • Blue Ridge Pride Festival
    • Health & Wellness Fair
    • Goombay & YMI
    • Alignment Health Plans
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us