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DOCTORS "IN-NETWORK"

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Click the buttons below to see if your doctor is listed for your insurance company.
A key factor in choosing your health insurance for 2017 is confirming the doctors, specialists and hospitals that you regularly use are " In- Network " with the insurance company.  You may check the latest information the insurance company have posted to their websites here.  

Important - if there is a doctor with whom you are working now, especially for a serious situation: we strongly suggest you contact that office directly to confirm. 

Some explanations:

PPO  -  Preferred Provider Organization  -  The insurance company has a direct contract with that medical practice.  No referrals required for specialists.  PPO plans normally have Out of Network coverage.  

PPO Select  -  Doctors and Specialists are " tiered " , higher  Copays and/ or deductible if you use a Tier 2 as compared to
Tier 1. 

POS  -  Point of Service  -  Similar to PPO,  You choose a Primary Care Doctor, but referrals to specialist not normally required.  Out of Network Coverage may be restricted.  

HMO  -  Health Maintenance  Organization  -  You have a Primary Care Physician.  Referrals to In-Network Specialists are required. No Out of Network coverage. 

Out of Network -  if offered by the insurance company, you would pay a higher Copays and/ or deductible.  And these expenses add up to a separate Out of Network deductible and Out of Pocket Limit. 

Emergency Care -  Defined as " The Prudent Person " rule -  a medical situation for which a prudent person would seek immediate medical treatment.  Having a heart attack, broken arm, even a bee sting if allergic would apply.  These medical expense claims would be treated as " In -Network ".  Having a bad cold or minor laceration would not apply.

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Blue Advantage  POS -  broad network with  In and Out of Network coverage 

Blue Select  -  Tiered POS  with  In and Out of Network coverage
Learn More
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Trout Insurance Services

Monday-Friday
8:30am-6pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681

Fax: 1.888.221.4842
​
contact@troutinsurance.com
Privacy Notice Statement  | Privacy Policy
Trout Insurance is a Full Service Independent Insurance Agency Based in WNC. 
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 

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  • Coverage
    • Home & Auto Insurance
    • ACA-2021
    • Health Insurance 2021
    • Medicare
    • AARP - Hartford
    • Life Insurance
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • Dental, Vision, Accident
    • Health Insurance 2020
    • Employee Benefits
    • Business Owners >
      • Employee Benefits
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • About Us
    • Our Story
    • Dave Trout >
      • DT Landing
    • Jessica Cody >
      • JC Landing
    • Jeremy Sheridan >
      • JS Landing
    • Jennifer Trout
    • Jan Trout
    • John Phillips >
      • JP Landing
    • Steve Dillingham
  • Reviews
  • Client Center
    • Client Center
    • Resources >
      • Insurance Partners
      • Lost Subsidy
      • 2019 Verification-a
      • Renewal 2020
      • Privacy Policy
      • BCBS Online Setup
      • APTC Income 2021 & Tax Form 1040
      • Asheville Homesharing
  • Community
    • Music on Main
    • Manna Fundraiser
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
  • Blog
  • Contact Us