TROUT INSURANCE SERVICES
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Multi Choice Group Health Plans from United Healthcare

Choosing a health insurance plan for your small business would be easy if your employees were all the same. But they’re not.  

There are younger and older adults, some are single, some have families and some may need more medical attention than 
others.  Each person may have different health concerns or preferences when it comes to health care benefits.

How can you, the business owner, offer a plan that meets your employees' varied needs?

Our Answer: Multi Choice from United Healthcare.

With Multi Choice, you purchase a single insurance package which includes multiple benefit design options designed to fit the 
needs of your employees.  This is available to groups as small as two employees.
  • A young single who’s willing to have a higher deductible?  Consider it done!  
  • Married with children and wants a plan with co pays and lower deductible?  Absolutely!
  • A middle age saver who wants to build up a health care emergency fund with a Health Savings Account?  No problem!

No matter which plan or how many plans you choose, you control your cost through a defined contribution. You set the amount 
you are willingly to pay for employee benefits, choose the type and number of plans to offer, and then the employees can choose the plan that is the best fit for their situation.

All of the plans are administrated as a single unit so billing and paperwork are easy.
For more information, please click here.

Trout Insurance is proud to offer United Healthcare's Multi Choice as an option for our small business clients.  In fact, 
Christopher Smith was one of the first agents in North Carolina to place a Multi Choice plan with a group.  
Trout Insurance Services

Monday - Friday
9:00am - 5:00pm & by appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

[email protected]
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
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“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
  • Insurance
    • Home & Auto Insurance >
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • Health Insurance 2026
      • ACA Open Enrollment 2026
      • The Hulk - Max Your Money
      • Iron Man - The Right Insurance
      • Thor - Supplemental Plans
      • Super Citizen - Take Charge
      • Health Savings Account - HSA
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
    • Critical Illness & Hospital Confinement
    • Dental Blue - DT
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Discover Your Options
    • Independent Home & Auto
    • 50 Plus
    • Tales of Whoa
    • Employee Success
    • Fifty Plus
    • Blog
    • YouTube Channel
    • Client Center
    • Thank You
    • Reviews
    • Alignment's 5-Star Switch
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • BCBS Online Setup
      • APTC Income 2025 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
    • Blue Star Benefits
  • Community
    • Weaverville Tailgate Market
    • Music on Main
    • WNC Strong
    • Fishbowl- Yellow Mug
    • Built to Last
    • Candlelight Stroll
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Mural on Main Street
    • YMI Winter Coat Drive
    • Blue Ridge Pride Festival
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
  • Contact Us