Nov 15, 2014 - Open Enrollment Begins
Dec 15 , 2014 - Last day to submit application for January 1, 2015 effective date
January 15 - Last day to submit application for Febuary 1, 2015 effective date
Febuary 15, 2015 - Last day to submit application for March 1, 2015 effective date
Febuary 15, 2015 Open Enrollment Ends.
After February 15, 2015 - New coverage or Coverage Changes only available if you have a “ qualifying Event which triggers a Special Enrollment Period ( SEP ) “