Trout Insurance Services
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Why Work With An Independent Agent from Trout Insurance

Most people believe that it doesn't really matter where they purchase insurance, when nothing could be further from the truth.  This widespread misconception is costly to consumers in more ways than one.  In all likelihood, they are paying higher premiums for coverage that does not adequately protect them and is not ideally suited to their needs, and they may have an agent who is not working in their best interest.  Self-education when purchasing coverage is very important because insurance is a safety net protecting your loved ones and assets.   

Currently, there are three sources for the purchase of insurance products: 
Captive, Direct and Independent Insurance Agents:

  • Captive Agents, by definition, are salespeople who work exclusively for one insurance carrier and are obliged
    to sell only products offered by that company.  Captive Agents are most often self-employed business owners, 
    with their local agency in a neighborhood.   Allstate, Farm Bureau, and State Farm fall under this classification.

  • Direct Agents, a sub-group of Captive Agents, although licensed, are not "agents" in the traditional sense.  
    The Direct Agent approach uses telephone call center employees to explain and sell their single insurance 
    product.  Direct Agents rarely operate out of neighborhood "brick and mortar" agencies with the majority of 
    their business being conducted through online transactions and correspondence.  Geico and USAA fall under 
    this classification.

  • Independent Insurance Agents represent an average of eight insurance companies.  Trout Insurance of 
    Asheville is a locally owned Independent Insurance agency and our agents are not bound to any one 
    company, giving them the freedom and capability to actively compare insurance plans and programs offered 
    by several different companies.  At Trout Insurance, our agents strive to ensure that we find the widest range 
    of coverage options available and secure the most competitive rates for our clients.  We will work closely with 
    you to help determine your insurance needs and will review your coverage as you move into and begin to plan 
    for different phases of your life.  Our agents are always happy to answer any questions you may have, assist 
    you with claims, or help you navigate the sometimes confusing and overwhelming world of insurance.  At Trout
    Insurance, our primary goal is to meet and exceed the expectations of our clients with an emphasis on 
    complete customer satisfaction.
Trout Insurance Services

Monday-Friday
8:30am-6pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681

Fax: 1.888.221.4842
​
contact@troutinsurance.com
Privacy Notice Statement  | Privacy Policy
Trout Insurance is a Full Service Independent Insurance Agency Based in WNC. 
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 

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  • Coverage
    • Home & Auto Insurance
    • ACA-2021
    • Health Insurance 2021
    • Medicare
    • AARP - Hartford
    • Life Insurance
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • Dental, Vision, Accident
    • Health Insurance 2020
    • Employee Benefits
    • Business Owners >
      • Employee Benefits
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • About Us
    • Our Story
    • Dave Trout >
      • DT Landing
    • Jessica Cody >
      • JC Landing
    • Jeremy Sheridan >
      • JS Landing
    • Jennifer Trout
    • Jan Trout
    • John Phillips >
      • JP Landing
    • Steve Dillingham
  • Reviews
  • Resources
    • Insurance Partners
    • Lost Subsidy
    • 2019 Verification-a
    • Renewal 2020
    • Privacy Policy
    • BCBS Online Setup
    • APTC Income 2021 & Tax Form 1040
  • Community
    • Music on Main
    • Manna Fundraiser
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
  • Blog
  • Contact Us