Life Insurance
Simple. Affordable. Protection.

Priceless protection isn’t pricey 
For less than $20 a month, a 35-year old, who doesn’t use nicotine, can get a 10-year policy with $75,000 of coverage. Think about it. For less than the cost of a cup of coffee each morning, you can make sure your family finances are in order, providing peace of mind and stability at a difficult time. Plus, your monthly premiums stay level and do not change during the initial term period. From then on, premiums increase each policy year as shown in the policy. Premiums are determined by these factors: + Your age + Length of term you choose: 10 or 20 years + Amount of covered.
Jessica Cody
​828.450.1348
​Email Jessica
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What is Term Life insurance? 
It’s protection. It’s peace of mind that in the event of the insured’s death, Term Life insurance pays a lump sum of cash from $25,000 to $100,000, depending on the policy option you select.
 
Choose from these policy options: 
  • 10-year Term Life – available to those ages 25–65 
  • 20-year Term Life – available to those ages 25–55 
  • $25,000, $50,000, $75,000 or $100,000 of coverage 


Features and benefits: 
  • Immediately pays a non-taxed, lump sum up to $100,000 cash 
  • Premiums do not change for the initial term 
  • Can supplement any existing life insurance plan you have 
  • Convertible to Whole Life insurance 
  • Renewable to age 95 (once initial term period expires) 
Cash when the need is urgent 
At no additional cost, your policy includes what’s called a Terminal Illness Accelerated Death Benefit. This allows you to receive 50% of the death benefit up front should you be diagnosed with a terminal medical condition and given a life expectancy of 12 months or less. It can help ease the burden of medical costs and enable you and your loved ones to focus on what’s most important – your care and your time together.