TROUT INSURANCE SERVICES
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"Not Obamacare 2019"

We can combine a " Short Term Medical "   with an Accident Supplemental.   We call this " Not ObamaCare " 
 
1.  Accident Supplemental  -  from Cigna.  You set an annual benefit amount payable for  covered medical expenses  due to an injury or accident. 
 
          We have a variety of benefits and deductible -  the most cost effective  option is a  $10,000  benefit with a $250 deductible -   $ 39.23  monthly premium.  
 
2.  Short  Term Medical  --  These plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined.  Pre-existing conditions -  any treatments, diagnosis - within the last 12 months are not covered. But if neither of these apply -  good potential savings. 
 
3.  Individual Mandate - i.e.  Tax penalty for not having health insurance.  Neither of these plans meet the requirements for coverage under the ACA.  So you may be subject to additional federal income tax when you file in 2017.  -  
​To get an estimate of this     ACA Penalty Calculator
 
Combining the Accident and Short Term plans limits your out of pocket costs to some $250 and you would have the equivalent high deductible of an ObamaCare plan if you would have an illness. ​

Please call your Trout Insurance Agent to answer all of your "Not Obamacare" questions
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Dave Trout
828.658.1472
Email Dave
Jeremy Sheridan
​828.338.9125

Email Jeremy

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Jessica Cody
828.450.1348

Email Jessica

- How to Apply and Enroll - Screenshot Tips -

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Calculate Your Penalty
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- Benefits of Short Term Medical

     Download Brochure
Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental, Vision, Accident >
      • Cigna Dental, Vision, & Hearing
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • Robert Pugh
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Alignment Town Hall
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Medicare New Era Event October 13th
    • Blue Ridge Pride Festival
    • Health & Wellness Fair
    • Goombay & YMI
    • Alignment Health Plans
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us