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"Not Obamacare 2019"

We can combine a " Short Term Medical "   with an Accident Supplemental.   We call this " Not ObamaCare " 
 
1.  Accident Supplemental  -  from Cigna.  You set an annual benefit amount payable for  covered medical expenses  due to an injury or accident. 
 
          We have a variety of benefits and deductible -  the most cost effective  option is a  $10,000  benefit with a $250 deductible -   $ 39.23  monthly premium.  
 
2.  Short  Term Medical  --  These plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined.  Pre-existing conditions -  any treatments, diagnosis - within the last 12 months are not covered. But if neither of these apply -  good potential savings. 
 
3.  Individual Mandate - i.e.  Tax penalty for not having health insurance.  Neither of these plans meet the requirements for coverage under the ACA.  So you may be subject to additional federal income tax when you file in 2017.  -  
​To get an estimate of this     ACA Penalty Calculator
 
Combining the Accident and Short Term plans limits your out of pocket costs to some $250 and you would have the equivalent high deductible of an ObamaCare plan if you would have an illness. ​

Please call your Trout Insurance Agent to answer all of your "Not Obamacare" questions
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Dave Trout
828.658.1472
Email Dave
Jeremy Sheridan
​828.338.9125

Email Jeremy

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Jessica Cody
828.450.1348

Email Jessica

- How to Apply and Enroll - Screenshot Tips -

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Calculate Your Penalty
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- Benefits of Short Term Medical

     Download Brochure
Trout Insurance Services

Monday-Friday
8:30am-6pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681

Fax: 1.888.221.4842
​
contact@troutinsurance.com
Privacy Notice Statement  | Privacy Policy
Trout Insurance is a Full Service Independent Insurance Agency Based in WNC. 
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 

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  • Coverage
    • Home & Auto Insurance
    • ACA-2021
    • Health Insurance 2021
    • Medicare
    • AARP - Hartford
    • Life Insurance
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • Dental, Vision, Accident
    • Health Insurance 2020
    • Employee Benefits
    • Business Owners >
      • Employee Benefits
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • About Us
    • Our Story
    • Dave Trout >
      • DT Landing
    • Jessica Cody >
      • JC Landing
    • Jeremy Sheridan >
      • JS Landing
    • Jennifer Trout
    • Jan Trout
    • John Phillips >
      • JP Landing
    • Steve Dillingham
  • Reviews
  • Client Center
    • Client Center
    • Resources >
      • Insurance Partners
      • Lost Subsidy
      • 2019 Verification-a
      • Renewal 2020
      • Privacy Policy
      • BCBS Online Setup
      • APTC Income 2021 & Tax Form 1040
      • Asheville Homesharing
  • Community
    • Music on Main
    • Manna Fundraiser
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
  • Blog
  • Contact Us