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SHORT TERM POLICIES
An Insurance Alternative to the 
Marketplace ACA Health Insurance Plans

With the termination of Grandfathered plans and the recent Executive Order regarding Short Term Medical plans,  You MAY have options. 

​These plans do NOT cover Pre-existing conditions, are medically underwritten and you may be denied coverage. Copays for doctors and prescriptions are generally NOT covered. 

HOWEVER - if you qualify - these plans MAY be an effective alternative to ACA Plans.  Please complete the confidential fact-finder to get started.

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Term Medical Plus

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Choose the plan & deductible which best meets your needs and budget. Copays for Urgent Care, ER and Doctor visits are available.

"Plus" reduces Out-of-Pocket costs due to accident, injury or covered hospital stay or diagnosis of cancer or heart atta
ck.
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Ready to get started?

Contact Zach
Zach Dawson
828.785.2998
zachdawson@troutinsurance.biz
​Know your options!

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The Caveats:  Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions -  any treatments, diagnosis, consultations - within the last 12 months may not covered.  Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered. 

Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not  meet the requirements for coverage under the ACA.  So you may be subject to additional federal income tax when you file your 2017 tax return.  To get an estimate of this:  ACA Penalty Calculator
 
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember, insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you.  
Thank You,  Zach Dawson

​Click Download National General Short Term Brochure
ngah-stmassociationbro.09.27.17.pdf
File Size: 4567 kb
File Type: pdf
Download File

​Click Download File National General Plan Enhancer Plus
ngah-planenhancerbro.03.06.17.pdf
File Size: 3134 kb
File Type: pdf
Download File

Trout Insurance Services

Monday-Friday
8:30am-6pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681

Fax: 1.888.221.4842
​
contact@troutinsurance.com
Privacy Notice Statement  | Privacy Policy
Trout Insurance is a Full Service Independent Insurance Agency Based in WNC. 
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 

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  • Coverage
    • Home & Auto Insurance
    • Health Insurance 2021
    • Medicare
    • AARP - Hartford
    • Life Insurance
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • Dental, Vision, Accident
    • Health Insurance 2020
    • Employee Benefits
    • Business Owners >
      • Employee Benefits
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • About Us
    • Our Story
    • Dave Trout >
      • DT Landing
    • Jessica Cody >
      • JC Landing
    • Jeremy Sheridan >
      • JS Landing
    • Jennifer Trout
    • Jan Trout
    • John Phillips >
      • JP Landing
    • Steve Dillingham
  • Reviews
  • Client Center
    • Client Center
    • Resources >
      • Insurance Partners
      • Lost Subsidy
      • 2019 Verification-a
      • Renewal 2020
      • Privacy Policy
      • BCBS Online Setup
      • APTC Income 2021 & Tax Form 1040
      • Asheville Homesharing
      • American Rescue Plan
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
  • Community
    • Music on Main
    • Manna Fundraiser
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
  • Blog
  • Contact Us