Trout Insurance Services
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Short  Term Medical Plus 
An Insurance Alternative to the Marketplace

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Short Term Medical provides insurance for up to 11 months with $1,000,000 of coverage available
 
Choose the plan  deductible - $ 1000, $2500 or $5000 -which best meets your needs and budget.
 
Then 20 % / 80%  or 30 % / 70 % co-insurance to Out of Pocket Maximum
 
$50 copay for Doctor office visit per term, additional visits subject to deductible
 
Urgent Care $ 50, Emergency Room $ 250 access fee per visit, then co-insurance applies
 
 
" Plus -  Plan Enhancer  " reduces Out of Pocket costs.
 
Example -  Choose a Short Term Medical with $ 2500 deductible. Then add The Plus - Plan Enhancer with  $ 2500 benefit.
 
If a covered accident - Plus pays up to $ 2500 towards the deductible ( after $ 250 ), $2500 towards hospitalization for sickness or $2500 lump sum for diagnosis of cancer or heart attack.
 
Call or Email  Dave today for Your Plan details, coverage details and enrollment 

Rates & Enroll
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Tips for Enrolling Online

Short Term Medical

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​Plan Enhancer Brochure

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The Caveats: 
Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions -  any treatments, diagnosis, consultations - within the last 12 months may not covered.  Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.

Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not  meet the requirements for coverage under the ACA.  So you may be subject to additional federal income tax when you file your 2017 tax return.   ​To get an estimate of this     ACA Penalty Calculator
 
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you.  Thank You.  
Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
dtroutinsurance@aol.com

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Privacy Notice Statement  | Privacy Policy
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Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jan Trout, Jessica Cody and Jeremy Sheridan are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jan Trout specializes in Medicare Products. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare 
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  • HOME
  • Coverage
    • All Medicare Plans
    • Health Insurance 2020
    • Short Term
    • Home & Auto Insurance
    • Life Insurance
    • Social Sec Replacement
    • Dental Insurance - Cigna
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • ObamaCare
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Steve Dillingham
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2020
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2020
  • Music on Main
  • Manna Fundraiser
  • AFLAC
  • Privacy Policy
  • BCBS Online Setup