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Short  Term Medical Plus 
An Insurance Alternative to the Marketplace

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Short Term Medical provides insurance for up to 11 months with $1,000,000 of coverage available
 
Choose the plan  deductible - $ 1000, $2500 or $5000 -which best meets your needs and budget.
 
Then 20 % / 80%  or 30 % / 70 % co-insurance to Out of Pocket Maximum
 
$50 copay for Doctor office visit per term, additional visits subject to deductible
 
Urgent Care $ 50, Emergency Room $ 250 access fee per visit, then co-insurance applies
 
 
" Plus -  Plan Enhancer  " reduces Out of Pocket costs.
 
Example -  Choose a Short Term Medical with $ 2500 deductible. Then add The Plus - Plan Enhancer with  $ 2500 benefit.
 
If a covered accident - Plus pays up to $ 2500 towards the deductible ( after $ 250 ), $2500 towards hospitalization for sickness or $2500 lump sum for diagnosis of cancer or heart attack.
 
Call or Email  Dave today for Your Plan details, coverage details and enrollment 

Rates & Enroll
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Tips for Enrolling Online

Short Term Medical

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​Plan Enhancer Brochure

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The Caveats: 
Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions -  any treatments, diagnosis, consultations - within the last 12 months may not covered.  Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.

Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not  meet the requirements for coverage under the ACA.  So you may be subject to additional federal income tax when you file your 2017 tax return.   ​To get an estimate of this     ACA Penalty Calculator
 
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you.  Thank You.  
Trout Insurance Services

Monday-Friday
8:30am-6pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681

Fax: 1.888.221.4842
​
contact@troutinsurance.com
Privacy Notice Statement  | Privacy Policy
Trout Insurance is a Full Service Independent Insurance Agency Based in WNC. 
Stay current with relevant insurance news. Newsletters usually send out about 1-2 times per month. We will never share your address. ​ 

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  • Coverage
    • Home & Auto Insurance
    • ACA-2021
    • Health Insurance 2021
    • Medicare
    • AARP - Hartford
    • Life Insurance
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • Dental, Vision, Accident
    • Health Insurance 2020
    • Employee Benefits
    • Business Owners >
      • Employee Benefits
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • About Us
    • Our Story
    • Dave Trout >
      • DT Landing
    • Jessica Cody >
      • JC Landing
    • Jeremy Sheridan >
      • JS Landing
    • Jennifer Trout
    • Jan Trout
    • John Phillips >
      • JP Landing
    • Steve Dillingham
  • Reviews
  • Client Center
    • Client Center
    • Resources >
      • Insurance Partners
      • Lost Subsidy
      • 2019 Verification-a
      • Renewal 2020
      • Privacy Policy
      • BCBS Online Setup
      • APTC Income 2021 & Tax Form 1040
      • Asheville Homesharing
  • Community
    • Music on Main
    • Manna Fundraiser
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
  • Blog
  • Contact Us