Short Term Medical Plus
An Insurance Alternative to the Marketplace
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Short Term Medical provides insurance for up to 11 months with $1,000,000 of coverage available
Choose the plan deductible - $ 1000, $2500 or $5000 -which best meets your needs and budget.
Then 20 % / 80% or 30 % / 70 % co-insurance to Out of Pocket Maximum
$50 copay for Doctor office visit per term, additional visits subject to deductible
Urgent Care $ 50, Emergency Room $ 250 access fee per visit, then co-insurance applies
" Plus - Plan Enhancer " reduces Out of Pocket costs.
Example - Choose a Short Term Medical with $ 2500 deductible. Then add The Plus - Plan Enhancer with $ 2500 benefit.
If a covered accident - Plus pays up to $ 2500 towards the deductible ( after $ 250 ), $2500 towards hospitalization for sickness or $2500 lump sum for diagnosis of cancer or heart attack.
Call or Email Dave today for Your Plan details, coverage details and enrollment
Short Term Medical
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Plan Enhancer Brochure
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The Caveats:
Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions - any treatments, diagnosis, consultations - within the last 12 months may not covered. Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.
Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not meet the requirements for coverage under the ACA. So you may be subject to additional federal income tax when you file your 2017 tax return. To get an estimate of this ACA Penalty Calculator
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you. Thank You.
Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions - any treatments, diagnosis, consultations - within the last 12 months may not covered. Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.
Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not meet the requirements for coverage under the ACA. So you may be subject to additional federal income tax when you file your 2017 tax return. To get an estimate of this ACA Penalty Calculator
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember - insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you. Thank You.
