TROUT INSURANCE SERVICES
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TRANSITIONAL PLANS

Transitional - effective March 11, 2010 to October 1, 2013.  You may keep this plan for 2018.

The rate increase is based as it has been in the past: 5 year age brackets, cost sharing with local providers and medical expenses paid for everyone in the state having the same plan; but never on your individual medical expenses.

So what's next?
Your plan will renew automatically and you will see the change in premium for your coverage starting January 2018. If you do an auto-draft, please make a note of this.

But what if my situation has changed? Would I get better coverage / premium through The Insurance Marketplace ?
You might. This is what we need to do to evaluate.

 1. Review our video about the Affordable Care Act so you understand how the new plans and the premium discount tax credit work.

2. Estimate your income for 2018. Put that along with your household size (as you will report on your 2018 1040 tax return) into the Subsidy Calculator

3. If the premium for the baseline "Silver" plan is substantially lower (say 40%) as compared to your 2018 renewal rate, then we may need to evaluate. To get started - Please complete our Checklist of Health Insurance.  This will help us evaluate if a change would be in your benefit.

4. Remember - if you make a change to your Grandfathered or Transitional plan, you may NOT change back in the future. This is very important for you folks under 50 whose income may increase in future years.

LET US HELP YOU
We were very fortunate that last year we were able to help lots of folks get substantial premium saving, upgrade their benefits and in many cases, be able to get the health insurance they really needed for the first time in many years.

We have increased staff to help us provide you the answers and support you need.
Please call 828-279- 4681
HEALTHCARE.GOV
Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
Picture
  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental, Vision, Accident >
      • Cigna Dental, Vision, & Hearing
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • Robert Pugh
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Alignment Town Hall
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Medicare New Era Event October 13th
    • Blue Ridge Pride Festival
    • Health & Wellness Fair
    • Goombay & YMI
    • Alignment Health Plans
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us