With the termination of Grandfathered plans and the recent Executive Order regarding Short Term Medical plans, You MAY have options.
These plans do NOT cover Pre-existing conditions, are medically underwritten and you may be denied coverage. Copays for doctors and prescriptions are generally NOT covered.
HOWEVER - if you qualify - these plans MAY be an effective alternative to ACA Plans. Please complete the confidential fact-finder to get started.
These plans do NOT cover Pre-existing conditions, are medically underwritten and you may be denied coverage. Copays for doctors and prescriptions are generally NOT covered.
HOWEVER - if you qualify - these plans MAY be an effective alternative to ACA Plans. Please complete the confidential fact-finder to get started.
Choose the plan & deductible which best meets your needs and budget. Copays for Urgent Care, ER and Doctor visits are available.
"Plus" reduces Out-of-Pocket costs due to accident, injury or covered hospital stay or diagnosis of cancer or heart attack.
"Plus" reduces Out-of-Pocket costs due to accident, injury or covered hospital stay or diagnosis of cancer or heart attack.
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Ready to get started?Jeremy Sheridan
Office: 828.484.8032 jsheridan@troutinsuranceservices.com Agent for Group, Life and Health Insurance, Medicare Know your options! |
The Caveats: Short Term Medical plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined. Guaranteed option available. Pre-existing conditions - any treatments, diagnosis, consultations - within the last 12 months may not covered. Preventative care, Rx coverage, maternity, mental health and other medical treatments may not be covered.
Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not meet the requirements for coverage under the ACA. So you may be subject to additional federal income tax when you file your 2017 tax return. To get an estimate of this: ACA Penalty Calculator
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember, insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you.
Thank You, Jeremy Sheridan
Individual Mandate: Additional federal income tax due if not covered by a plan with minimum essential benefits. These plans do not meet the requirements for coverage under the ACA. So you may be subject to additional federal income tax when you file your 2017 tax return. To get an estimate of this: ACA Penalty Calculator
As your agent, I am committed to providing you accurate and complete information to make an informed decision. Your health, well being and access to medical care is a top priority. Remember, insurance is protection from the unexpected costs of medical expenses. Working together we can determine if this is the right solution for you.
Thank You, Jeremy Sheridan
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