5 Facts Everyone Should Know About Vision Insurance

1. You save big on annual eye exams.
Having a vision plan usually includes an annual eye examination. The exam may be free or cost a small fee and is focused on glasses, contact, or general eye health. Many don’t know, but you can save $100 or more on your eye exam each year with your vision insurance policy. 

2. There are two main types of vision insurance.

• With the Health Maintenance Organization (HMO) you must stay in your network to have coverage.
• Preferred Provider Organization (PPO) allows you to go out of the network but you have a greater discount when you stick with the in-network providers.
  
  

3. Group plans are very common with vision insurance.
Having a group plan gets you a group discounts, simplifies the application process, and can be attained through your job, association, and other groups. Even if your employer doesn’t offer group vision insurance, you may be able to qualify. 

4. There are many ways to save through a good vision plan.
Receiving an annual eye exams isn’t the only way to save money with your vision insurance. By looking into your vision plan, you can find many different discounts. These discounts can be applied to, but are not limited to: glasses, contacts, LASIK, and optical lab work. 

5. Insurers typically provide quality assurance services to members.
The good news about vision coverage is that insurers usually have a quality assurance service to facilitate resolutions of the questions, worries, or complaints.

For more information about how vision insurance works or are interested in a plan, please contact a Trout Insurance agent today!