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Trout Insurance Blog

Great Health Insurance News for Those over age 50

8/17/2022

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Inflation Reduction Act Extends Health Insurance Subsidies
​

Set to be signed this week by President Joe Biden, the Inflation Reduction Act will extend Health Insurance subsidies (originally enacted through the American Rescue Plan) for at least another three years. These subsidies are of particular benefit for those over age 50, but still too young to sign up for Medicare (Age 65). Those under 50 are still set to receive subsidy help as well.
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Why This Is Important for You and Your Family
​

According to the AARP, those between the ages of 50 and 64 pay up to THREE times more for their health insurance. Avalere, a health insurance consulting firm, calculated that someone in their 50s or early 60s earning 400% to 500% of the federal poverty level could save $4,700 in premiums because of the subsidies. Even for someone in that age bracket earning 100% to 150% of the federal poverty level the savings would average about $500 per person.  Once these subsidies have been in place for a full 5 years it will be tempting for Congress to extend them further, with the likely eventual outcome that they will become permanent. 
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​Visit: 29 N Main St
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  • Insurance
    • Home & Auto Insurance >
      • Home & Auto Intro
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • ACA 2025 Checklist
      • Blue Cross Blue Shield Customer Services
      • Aetna/CVS Customer Services
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Medicaid Expansion
    • Client Center
    • Newsletter
    • Thank You
    • Reviews
    • Blog
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • No Income Cap
      • ACA Income Verification
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
  • Community
    • Built to Last
    • Candlelight Stroll
    • Music on Main
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Understanding Medicare 2024
    • Mural on Main Street
    • Alignment's 5-Star Switch
    • YMI Winter Coat Drive
    • Employer Networking w/ Just Economics
    • Blue Ridge Pride Festival
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
    • Back to School
  • Contact Us