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Trout Insurance Blog

News from Trout Insurance

11/14/2019

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Manna Fundraiser Success

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​Trout Insurance sponsored a fundraiser for Manna Foods on Saturday, October 26. Dave baked brownies and brewed hot apple cider. We matched donations of both food and dollars. We are happy to announce that we delivered 8 boxes of canned goods and $300 to Manna to help keep our community well fed. Many thanks to all who contributed!

Senior Fitness Resources

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​Many of our insurance partners offer discounted or free memberships for folks on Medicare to attend local fitness facilities. These include the YMCA, YWCA, Gold’s Gym, Workout Anytime and many others. We work with Physio physical therapy on Merrimon Avenue, who offer a variety of classes and therapies, plus Haywood Regional Fitness, who features a great facility and super pool!
Find Out More: Fitness

New Benefits on Blue Cross Advantage Plans

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​As we come into Open Enrollment for individual health insurance, Blue Cross is offering expanded benefits on their Gold and Silver plans–the first three visits to primary care doctors are covered at 100% with no Copay.

We are seeing premiums decrease and are very affordable on their Bronze plans. In many cases, the Marketplace subsidy is greater than the premium, so your monthly responsibility is zero.
Find Out More: Healthcare

Marketplace Subsidies and 2020 Income Estimate

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​Healthcare.gov uses your “Modified Adjusted Gross Income" to calculate your premium subsidy. With tax reform passed by Congress in 2017, the 1040 return changed. Your Adjusted Gross income is found on line 7. If you or a family member on your return receives Social Security, the full value – line 5a must be added as well. And be sure to check with your tax or financial specialist.
Find Out More: Income Estimate

TriTerm Health Insurance Plans

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For folks who do not qualify for premium subsidies, health insurance is expensive. One option may be a non–ACA plan. While these plans do not offer the same benefits, they may be the right fit for you. New is “Tri-Term" from United Health Care. Once underwritten, this coverage will renew without further health questions for a day short of 3 years. 
Find Out More: TriTerm

The Grandkids on Halloween

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​Ben and Julie trick-or-treating in Weaverville, including our office on Main St.– where they know Dave is going to have some treats! 
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Trout Insurance Services

Monday-Friday
9:00am - 5:00pm & by appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

[email protected]
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
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“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance >
      • Home & Auto Intro
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • ACA 2025 Checklist
      • Blue Cross Blue Shield Customer Services
      • Aetna/CVS Customer Services
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Medicaid Expansion
    • Client Center
    • Newsletter
    • Thank You
    • Reviews
    • Blog
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • No Income Cap
      • ACA Income Verification
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
  • Community
    • WNC Strong
    • Built to Last
    • Candlelight Stroll
    • Music on Main
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Understanding Medicare 2024
    • Mural on Main Street
    • Alignment's 5-Star Switch
    • YMI Winter Coat Drive
    • Employer Networking w/ Just Economics
    • Blue Ridge Pride Festival
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
    • Back to School
  • Contact Us