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Trout Insurance Blog

Why Millennials should Consider disability Insurance

1/1/2019

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Tall, dark haired and brown eyed; Bob was labelled as one of proteges in a large tech company that was well renowned for creating the best in the business. A fit and extremely intelligent 26-year-old who had a passion for mountain biking had a bright future ahead for him and his wife Meghan who had 2 children. Until one eventful day when the family was out mountain biking and Bobs back wheel burst, causing him to tumble down the mountain and left him in a wheelchair.
As a young worker, what is your greatest asset? It's not your house or your fancy car, but it is your ability to earn a living in the future.  The chances of you being unable to work due to sickness or illness are larger than those of a premature death, so if you can't work one day in the future, how will you manage? Living off someone else's income or state benefits may not be the best option. Plan ahead of time and sign up for disability insurance today!
These policies typically provide about 66% of gross earnings, unless you have an employer sponsored plan. The elimination period can vary from 30 days to one year, and the younger you are the better the chances of being successfully underwritten. So, plan ahead because you never know what the future holds. 

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​Visit: 29 N Main St
Weaverville, NC 28787
     
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Weaverville, NC 28787  
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  • Insurance
    • Home & Auto Insurance >
      • Home & Auto Intro
      • Travelers - Customer Services
      • Hartford - Customer Services
      • Nationwide Customer Service
      • National General Customer Service
    • Health Insurance >
      • ACA 2025 Checklist
      • Blue Cross Blue Shield Customer Services
      • Aetna/CVS Customer Services
    • Medicare
    • Accident & Hospital >
      • Accident Plans
      • Critical Illness
      • Long-Term Care
      • Disability Insurance
    • Pet Insurance
    • Life Insurance
    • Travel Medical and Trip Protection
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • David Hanson
    • Idelle Davids
    • Linnea Conway
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Medicaid Expansion
    • Client Center
    • Newsletter
    • Thank You
    • Reviews
    • Blog
    • Articles >
      • Fine Homes WNC
      • Privacy Policy
      • Insurance Partners
      • No Income Cap
      • ACA Income Verification
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Prior Agents
      • Lost Subsidy
  • Community
    • WNC Strong
    • Built to Last
    • Candlelight Stroll
    • Music on Main
    • Goombay & YMI
    • Weaverville Primary Spring Fling
    • 50+ WNC Articles
    • Understanding Medicare 2024
    • Mural on Main Street
    • Alignment's 5-Star Switch
    • YMI Winter Coat Drive
    • Employer Networking w/ Just Economics
    • Blue Ridge Pride Festival
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Western Women's Business Center Conference
    • Back to School
  • Contact Us