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Missed Open Enrollment ?  Frustrated by Higher Premiums ?  Not Eligible for Premium Subsidies ? 

1/30/2016

 
As insurance professionals, we are always looking for options for our clients.  Short  Term Medical  --  These plans stand outside the new requirements of the ACA. You must answer health questions and coverage may be declined.  Pre-existing conditions -  any treatments, diagnosis - within the last 12 months are not covered. 
But if neither of these apply - good potential savings.  
 
We call this the "Not ObamaCare " ...read more about "Not ObamaCare"
 ====================
Consumers Cut Costs By Combining Limited Coverage Health Plans, Despite Penalty Risks
Learn More...


Status of your 2016 BCBSNC Subscriber ID cards

1/14/2016

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Status of your 2016 BCBSNC Subscriber ID cards
Your current BCBSNC premium amount may not be correct

The ID card you received may not work. If you find that it is not working or the ID number in your online Member Services number is not working, you will automatically receive a new one in the mail before the end of the month. BCBSNC changed their operating system and ID cards from the old system were automatically generated and mailed. Now the new operating system is generating new cards. We do not know which one you received at this time.  BCBSNC asks that you wait for your new card IF the 2016 card you received is not working.

In this process, providers have 180 days to file a claim for reimbursement. Please ask your provider if they will provide the service and bill once the correct ID card is received. If not, you may have to pay out of pocket now and be reimbursed when you receive your correct card.

In addition, your bill may also be incorrect. BCBSNC is also aware of this and is working on resolving this issue as well.

We agree that this is a very unfortunate position to be in. Please know that we are in constant communication with BCBSNC will let you know as soon as we have any new information.

BCBSNC has issued many press releases in the media over the last few days apologizing and explaining. Please click their link here. http://blog.bcbsnc.com/2016/01/we-apologize-for-our-service-challenges-and-appreciate-your-patience/

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Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
dtroutinsurance@aol.com

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Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jan Trout, Jessica Cody and Jeremy Sheridan are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jan Trout specializes in Medicare Products. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare 
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  • HOME
  • Coverage
    • All Medicare Plans
    • Health Insurance 2020
    • Short Term
    • Home & Auto Insurance
    • Life Insurance
    • Social Sec Replacement
    • Dental Insurance - Cigna
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • ObamaCare
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Steve Dillingham
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2020
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2020
  • Music on Main
  • Manna Fundraiser
  • AFLAC
  • Privacy Policy
  • BCBS Online Setup