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D’OH !  Enroll by March 31!

3/11/2014

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You can’t buy insurance for your home if your kitchen is on fire – the same applies to health insurance after March 31.

What does this deadline mean for you? If you have not enrolled by March 31, you will not be able to obtain a compliant new health insurance plan until January 2015, except in a few special cases. 

Just like Homer -  if he does not have insurance – it will not pay for the fire in the kitchen.  Because the new health insurance plans are Guaranteed issue – No health questions -  And No Pre-existing  condition exclusions or limitations – you must Get Covered Now.

If Not -  then you will have to pay the full cost of medical expenses for the rest of 2014.

After March 31 -  You can buy new coverage only in a few special cases.  These include:  having a baby, getting married, losing the health insurance you already had – like thru employer group insurance or moving to a new coverage area or state. 

So … Don’t Say D’OH - There’s still time. Call us today and we can help you swim upstream out of the confusion, review your insurance needs and find a plan that is right for you!

http://www.troutinsurance.biz/

dtroutinsurance@aol.com

- Don’t be a Fish out of Water -

Swim into Health Reform with Trout Insurance

Call us today at 828.279.4681

This information is prepared for you as a tool for understanding health insurance and is not a guarantee of coverage or benefits endorsed by an insurance company.  This is prepared by Trout Insurance for the sole means of education and is not meant as a promise or fact.


Trout Insurance  |  PO Box 1414  |  Weaverville, NC 28787  |  http://www.troutinsurance.biz





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Open Enrollment Ends March 31: What Does this Mean?

3/3/2014

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Many new ACA rules for individual plans mirror long-established rules for large group insurance.  When you join a large company and have an opportunity to enroll in their insurance plan, you MUST sign up during their open enrollment.  If you don’t, coverage will not be available to you. 
 
This is the same with new plans, unless you have a quantified event, i.e., job loss, marriage, birth, etc. In this case, if you have NOT enrolled byMarch 31, you will NOT be able to obtain a compliant new health insurance plan until January 2015!
 
So what can you do? If you don’t have qualifying insurance through your employer or you haven’t already purchased a plan through the Market Place, there’s still time. Call us today and we can help you swim upstream out of the confusion, review your insurance needs and find a plan that is right for you! 
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    CONTACT ME

    Dave Trout
    828.658.1472

    Trout Insurance

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Trout Insurance Services

Monday-Friday
9:00am-5:00pm & by Appointment


​Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787  
Ph: 828.279.4681
​
Fax: 1.888.221.4842
​

contact@troutinsurance.com
Trout Insurance is an Independent Insurance Agency Based in WNC. 
Privacy Notice Statement  | Privacy Policy
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1.800.Medicare to get information on all of your options.”
Trout Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Trout Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”
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  • Insurance
    • Home & Auto Insurance
    • Medicare
    • Income Protection >
      • Disability Insurance
      • Long-Term Care
      • Critical Illness
      • Annuities
    • AARP - Hartford
    • Life Insurance
    • Health Insurance
    • Dental and Vision
    • Employee Benefits
    • Business Owners >
      • Group Health Insurance
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
    • Short Term Health
  • Trout Team
    • Our Story
    • Dave Trout
    • Jessica Cody >
      • Home & Auto Insurance
    • Jeremy Sheridan
    • Robert Pugh
    • David Hanson
    • Jennifer Trout
    • Idelle Davids
    • Jan Trout
    • Steve Dillingham
  • Resources
    • Employee Success
    • Fixing the ACA "Family Glitch"
    • Aetna/CVS Health NC
    • Client Center
    • Reviews
    • Blog
    • Articles >
      • Health Insurance 2022
      • Friday Health
      • Comparing 2022 Plans
      • Insurance Partners
      • Best Value Insurance Plans
      • ARP Facts CMS
      • ARP Unemployment
      • ARP 2020 Excess Premium Subsidy
      • No Income Cap
      • Unemployment Glitch
      • Asheville Homesharing
      • 2019 Verification-a
      • BCBS Online Setup
      • APTC Income 2023 & Tax Form 1040
      • Lost Subsidy
      • Privacy Policy
  • Community
    • Alignment's 5-Star Switch
    • Employer Networking w/ Just Economics
    • FALLing with Families
    • Medicare New Era Event October 13th
    • Blue Ridge Pride Festival
    • Health & Wellness Fair
    • Goombay & YMI
    • Alignment Health Plans
    • YMI Winter Coat Drive
    • Medicare Seminar
    • Art in Autumn + MANNA
    • Music on Main
    • Western Women's Business Center Conference
    • Mural on Main Street
    • Expanded Team- Next Generation
    • Back to School
    • Weaverology
    • Mother Earth Food
  • Contact Us