Many new ACA rules for individual plans mirror long-established rules for large group insurance. When you join a large company and have an opportunity to enroll in their insurance plan, you MUST sign up during their open enrollment. If you don’t, coverage will not be available to you.
This is the same with new plans, unless you have a quantified event, i.e., job loss, marriage, birth, etc. In this case, if you have NOT enrolled byMarch 31, you will NOT be able to obtain a compliant new health insurance plan until January 2015!
So what can you do? If you don’t have qualifying insurance through your employer or you haven’t already purchased a plan through the Market Place, there’s still time. Call us today and we can help you swim upstream out of the confusion, review your insurance needs and find a plan that is right for you!