Health Insurance is More than Just a Website. Now that Healthcare.gov is working well, it is relatively easy to log on, create an account and buy insurance– just like any other website selling everything from widgets to wingnuts. But knowing the insurance plans - what they cover, which doctors to use and how they will help you when you actually need health care – can be a challenge. Copays, deductibles, preventative, Rx coverage, HMO’s, PPO’s, in-network, out of network, out of pocket, tiered, local, limited, unlimited, facility fees, etc, etc. So many details, so little time !!! As an independent agent with over fifteen years experience and certified by the Insurance Marketplace – I can help you determine the insurance coverage to best meet your needs, values and budget. I know the insurance plans and how the premium discounts thru Healthcare.gov actually work. AND – you pay no additional premium or fees for my services. Be sure you are buying effective insurance - Not a box of nuts. I appreciate the opportunity to help you, your friends and family. Please forward this to folks you know whom I may be of service.
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Dave Trout
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