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Last Week to Update Your Insurance Plan

12/8/2014

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Keeping You Up-To-Date...


Last Week To Update Your Insurance Plan

Greetings!

As  December 15 approaches -  this is the last week to update your Insurance plan and Premium thru Healthcare.gov for January 1, 2015 effective date. 

As you have seen in letters from Blue Cross -  your insurance premium is increasing.

So what to do -  "Update your Premium Discount Tax Credit"  thru Healthcare.gov -  The Marketplace 

If your 2014 income is the same for 2015 -  then your premium discount tax credit will increase -  your net premium monthly should be just a few dollars more.

 The EASY way:
  • Just call The Marketplace - 800 - 318 - 2596.
  • Tell them your income for 2015 will be the same as 2014
  •  Keep your same plan.
You may also do this online -  See guideline here 


After you have renewed your account for January 2015 -  as your certified Marketplace agent, I will see  your Marketplace transaction and the update. We'll have time to provide them any other additional information such as income verification as we move into 2015.

If you have already completed this -  Great Work!  And for those who have not -  the feedback from other clients confirms this is fairly  easy and their premiums for 2015 rose only slightly.

  

NEXT STEPS...  

1.Call the Health Insurance Marketplace to update your account 800-318- 2596    
                                          ( Open 24/7 )

2.After you identify yourself - tell them you would like to update your income and Premium Tax Credit for 2015

3.Tell them your projected income for 2015 - this should be Adjusted Gross - line 37 on your 1040.

4.Important - if they ask if your income will be the same as 2013 - Say " NO " - again ask that they use your estimate for 2015.

5.They will update your eligibility and tell you what Premium Tax Credit you will receive for 2015. It should be close to the calculation above.

6.Ask that they apply this to your same plan as 2014.

7.Please email me and let me know that you were successful here.

We appreciate your patience  as we help all the many folks we have been so fortunate to work with as new and returning clients.  Appreciate the opportunity to be of service to you.

Many Thanks ....d 

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Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
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Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jan Trout, Jessica Cody and Jeremy Sheridan are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jan Trout specializes in Medicare Products. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare 
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  • HOME
  • Coverage
    • All Medicare Plans
    • Health Insurance 2020
    • Short Term
    • Home & Auto Insurance
    • Life Insurance
    • Social Sec Replacement
    • Dental Insurance - Cigna
    • Personal Insurance >
      • Disability Insurance
      • Critical Illness
      • Long-Term Care
      • Annuities
    • ObamaCare
    • Business >
      • Group Health Insurance
      • Employee Benefits
      • Commercial Property & Liability
      • Business Overhead Expense Disability
      • Disability for Business Owners
      • Critical Illness
  • Our Agents
    • Dave Trout
    • Jan Trout
    • Jessica Cody
    • Jeremy Sheridan
    • Steve Dillingham
    • Ralph Redpath
  • Contact Us
  • About Us
    • Meet Our Staff
    • About Us
    • Trout Insurance on Main Street
    • Reviews
  • Blog
  • Insurance Companies
    • Life, Health, All Medicare Plans, Long Term Care, Disability
    • Personal Lines
    • Commerical LInes
  • Welcome to BC 2020
    • 2019 Verification-a
  • Value
  • Lost Subsidy
  • Renewal 2020
  • Music on Main
  • Manna Fundraiser
  • AFLAC
  • Privacy Policy
  • BCBS Online Setup